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Property Tools购房工具

Property Calculators购房计算器

Plan your purchase in minutes — how much you can borrow, what to pay and when, and what you take home from selling your current property.几分钟规划您的购房方案——可贷款额度、各阶段付款安排,以及出售现有房产后可得的现金与公积金退款。

Affordability Calculator负担能力计算器

Maximum loan, downpayment split, stamp duties and monthly instalment under MAS TDSR (55%).依据新加坡金融管理局 TDSR(55%)规则,估算最高贷款额、首期拆分、印花税及月供。

Applicant 1申请人一
Applicant 2 (optional)申请人二(选填)
Purchase购房信息

Enter your details and tap Calculate.填写资料后点击"开始计算"。

Progressive Payment Calculator分期付款计算器

Your full payment schedule from Option to Purchase through TOP and CSC.从购买期权(OTP)到入伙许可(TOP)及竣工证书(CSC)的完整付款时间表。

Enter your details and tap Calculate.填写资料后点击"开始计算"。

HDB Sales Proceeds Calculator组屋出售所得计算器

Net cash and CPF refund after selling your HDB flat, including accrued interest.估算出售组屋后的净现金与公积金退款(含应计利息)。

Selling costs出售费用

Enter your details and tap Calculate.填写资料后点击"开始计算"。

Private Property Sales Proceeds私宅出售所得计算器

Net cash and CPF refund from selling a private condo or landed property, including SSD.估算出售私人公寓或有地住宅后的净现金与公积金退款(含卖方印花税 SSD)。

Selling costs出售费用

Enter your details and tap Calculate.填写资料后点击"开始计算"。

These calculators give estimates for planning purposes only and are not financial, legal or tax advice. Figures follow our understanding of current MAS / IRAS / CPF rules (TDSR 55% with 4% stress-test rate, max 75% LTV for a first housing loan, BSD from Feb 2023, ABSD from Apr 2023, SSD for private property, CPF accrued interest at 2.5% p.a.) and may change. Banks apply their own assessment. Please confirm with your bank, lawyer and a licensed property agent before committing. 本计算器仅供规划参考,不构成财务、法律或税务意见。数据依据我们所了解的现行 MAS/IRAS/公积金规则(TDSR 55%、4% 压力测试利率、首套房贷最高 75% LTV、2023年2月起的买方印花税 BSD、2023年4月起的额外买方印花税 ABSD、私宅卖方印花税 SSD、公积金应计利息 2.5%),规则可能调整,银行亦有自身评估标准。作出决定前,请向银行、律师及持牌房地产经纪确认。

Li Yan (Bruce), Property Consultant
Li Yan (Bruce)
PropNex Realty
CEA R050319GHP 9226 6216